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Merry Christmas

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I wanted to wish everyone a Merry Christmas, and I also wanted to give the gift of happy thoughts for the coming new year.


2 Responses to “Merry Christmas”

@ Tue Dec 26, 2006 11:24:46 AM

Thank you Ed for that wonderful bit of holiday cheer! :(

I am at the tail end of the boomers, just 12 years away from collecting SS and I often wonder whether there will be anything left by the time I get there.

And it will likely be even worse for you younger guys – after paying into the system for 40 years you could be left with nada! :(

Another thing that worries me is, now that 401K plans have taken the place of traditional pension plans, it is now necessary for everyone to become an investor. However most people simply aren’t investors and don’t understand how to be one. One study showed that people who manage their own investments get 3% return per year on average – yes they would have been better off in bank CDs.

So with little investment return, no pension, decreasing SS and Medicare – yes it really makes me wonder about the future. If my investments hadn’t worked out as well as they did, I would really be scared about my own future too…

Anyways Ed keep recommending those excellent investing books – I hope a few people take it to heart and learn how to plan their investments properly. I also try to educate younger people about saving and investing in every forum that I post in and whenever else I can.

@ Wed Dec 27, 2006 07:43:26 PM

Merry Christmas Ed,

Sorry took me so long to reply, my phone and internet has been down since before christmas

Hope the new year brings great things for you and am looking forward to the new book, though not sure I will ever be a NL player.

anyway all the best


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